This website is operated by Jothidaveenai Throughout the site, the terms “we”, “us” and “our” refer to Jothidaveenai We offer this website, including all information and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here. The terms 'you' and 'your' hereafter refers to the user both registered and unregistered who is using/browsing through the website (www.jothidaveenai.com) and/or partner websites (www.ifssmart.com/jothidaveenai) and/or availing any of the services from Jothidaveenai



By visiting our site and/ or Registering for any Service something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content.


Please read these Terms of Service carefully before using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.


You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change, or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.



We provide a platform for online consultation with experts in the fields of financial, legal, healthcare,, and astrological consultancy services. The opinion delivered by the professional shall solely be based on the verbal communication between the concerned consultant, the client, and the information provided/uploaded by you on the website. Confirmation of your appointment shall be sent to you via SMS and/or email. The time provided for a consultation to you is indicative and actual consultation time may change depending on the consulting professional's discretion. The services available on the website shall be provided to you via audio/video consultation, or as an offline review through e-mail. Please ensure that you are equipped with proper internet connectivity as mentioned or is relevant for the service you want to avail. In case of inadequate video conference equipment, technical error, or defective internet connectivity we reserve the right to reschedule or cancel your appointment without any notice.



We offer an online mode of payment. You may use internet banking or debit/credit card for making payment for consultation charges. You shall be directed to our trusted payment gateway partners once you proceed to make payment of Service Fees. Jothidaveenai shall not be liable in any manner whatsoever if incorrect or inaccurate credit/ debit card details are provided by you for making the payment of consultation Fees or you use a credit/ debit card which is not lawfully owned by you or if you permit the third party to use your password or other means to access your account.


We shall keep the aforesaid information confidential at all times and shall not utilize and share the same with any of the third parties unless it is an authorized third party website and/ or required by law regulation or court order. We use secure encryption technology to keep your information safe and secure at all times. We are committed to maintaining the privacy of the information uploaded by you on the website and comply with the industry-standard security safeguards for the purpose of securing the website and the information provided/uploaded by you.


We use all reasonable endeavors to ensure the integrity of the online payment facility's security. Despite our endeavors, breaches of security and confidentiality could occur. You acknowledge that we are not liable for any loss suffered by you as a result of any breaches in security.


  • If any network problem arises abruptly , any other and time schedule would be allocated , even that is not feasible we would make you connected to any internet based conference hall.
  • Astrologer is being selected and we would not intervene in the process. Unless a technical flaw comes up.



You are solely responsible for the personal information you provide with us. The advice of the consultant/professional will depend upon the information you provide. User discretion is advised while submitting/uploading the required personal information on the specified place. This information shall include the client's details including contact details, cardholder name, and other relevant details. Our services are available for use for children, but the Registered Member for all patients under the age of 18 must be the customer's parent or legal guardian. If you register as the parent or legal guardian on behalf of a minor, you will be fully responsible for complying with these Terms of Use. If the information provided by you is false/deceptive/inaccurate or misleading, Jothidaveenai reserves the right to cancel your appointment without assuming any liability whatsoever. Hence, it's advised to submit/upload all relevant and accurate information on the portal. The information provided by you may be used by us for the purpose of services including analysis, research, training, and disclosure (where required) to its affiliates, agents, and government authorities. The information provided by you can be kept with us indefinitely and can be used without revealing your identity.